Entries by Tosten1980

Safety Tips for This Holiday Season

With the holidays just around the corner, it is a great time to review holiday safety items around the household. Especially if you plan on a lighting display. When it comes to holiday décor, some families go all out. Regardless of your level of displays, it is important to keep some things in mind for […]

What To Expect When You File An Auto Insurance Claim

A Call for Facts of Loss When you’re involved in a car accident the first thing that happens after you report your claim is you receive a call from the insurance adjuster. An insurance adjuster looks at your coverages, listens to your statement about what happened (Facts of Loss), and then determines fault. This adjuster […]

Do You Have a Personal Insurance Agent?

When it comes to buying insurance, you can purchase it online yourself through a well-known insurance carrier, a captive agent or you can buy it through a local insurance agency. When you buy it online yourself, you may find it can be more challenging to manage your insurance policy. When you have to call an […]

Looking for an Auto Insurance Discount? Consider Telematics.

Many insurance carriers offer telematics for an auto insurance discount. If you are seeking out additional auto insurance discounts to lower your monthly or annual premium, talk to your insurance agent to see if your carrier offers telematics. Many carriers do! How does telematics work? A telematics device monitors how you drive a vehicle. Your […]

Do Millennials Need Renters Insurance? Learn the Benefits.

If you are a millennial, there is a good chance you rent a home, apartment or condo. According to surveys, up to 70% of millennial renters do not have renters insurance. This is an alarming statistic. Whether you are a young professional or finishing up your college degree, every renter should have a renters insurance […]

What You Need to Know About Vacation Home Insurance

When it comes to insuring a vacation home, the insurance landscape can look slightly different from that of primary homes. While the risks are relatively similar, you’ll find that some added perils come with vacation homes. These risks vary with how you intend to use your second home. Personal Use If a vacation home is often […]

Tips & Tricks On How to Cook Healthy Meals On A Road Trip

Did you purchase a RV this past year or have you found you enjoy taking road trips? With the COVID-19 pandemic, many people invested in a RV, travel trailer or simply went camping more in order to safely travel & enjoy the beautiful outdoors. When you are taking a road trip, you do have to […]

How to Determine The Right Insurance Carrier For You

How do I choose the right insurance company when there are so many to choose from? With such a large selection to choose from, it can be hard to know which insurance company is right for you. Many people revert to shopping based solely on price or they rely on recommendations from friends and family to […]

What type of insurance do I need for my boat?

When it comes to insuring your boat, it can be hard to know where to start. Most new boat owners start by wondering how much coverage will be provided by an existing home insurance policy.  But it’s often best to separate your boat insurance from your homeowner’s policy or any other policies that you might […]

April is Distracted Driving Awareness Month – Tips To Be A Safer Driver

According to National Highway Traffic Safety Administration, 3,142 lives were lost from distracted driving accidents. This increased 10% from 2018. What is considered distracted driving? Any time you cannot have 100% full attention to driving your vehicle is considered distracted driving. Behaviors can range from talking on the phone, texting, talking to a passenger in […]